Buy Here Pay Here in Columbia, PA. No credit check.
We look at your income, not your credit. A down payment of at least $1,000 is required.
Banks already told you no. We're a different conversation. We look at your income, not your past. A down payment of at least $1,000 is required. Payments matched to how you actually get paid. No bank, no credit pull, no runaround.
4.2352 Google reviewsNo credit check, no bank, no catch.
Cars ready now
Inspected and prepped. We don't put one out here that we wouldn't put our own family in.
Four steps. No bank. No surprises.
Here's how it actually goes.
Tell us about you
Quick form or a text. Where you live, where you work, how you get paid. No credit check.
See where you stand
We look at your income, not your score, and talk through what works for you. Most folks know where they stand the same business day.
Pick your vehicle
Test drive what you're considering. Vehicles mostly 2006 to 2016, all inspected.
Drive home
Bring your valid PA driver's license, proof of income (a recent pay stub or benefits letter), proof of address, your Social Security card or W-2, and your down payment ($1,000 minimum, drive-away). Sign, and set up payments matched to your pay schedule.
Past credit issues? Past repos? Bankruptcy? You're still welcome.
The banks have one filter: your score. We have four: your income, your stability, your down payment, and your license. That's it.
- 100% in-house financing: no bank, no credit pull
- Down payment of at least $1,000 required: all you pay to drive away
- Payments every week or every two weeks, matched to your pay schedule
- 30-day limited warranty included; optional 18-month service contract, financed
- We'll connect you with a local insurance agent.
The honest answers
What's the catch?
Do you really not check credit?
Do you accept disability or SSI income?
What if my license is expired or suspended?
Can I buy a vehicle for a family member?
Our customers tell it straight.
Over 1,000 customers since 2002. Read what they've said, in their own words.
“They helped me out when I couldn't get approved elsewhere.”
Jamil H. · Honda CR-V
“Price was great, we drove away within the hour.”
Victor O. · Kia Soul
“The entire staff was so helpful and worked hard to help me get into a new car.”
Cj C. · Honda CR-V
“We went to Mountville Motors and were treated with respect.”
Penny M. · Buick Lucerne
Excerpts from customer stories on our review wall. We don't pay for reviews.
Ready when you are.
Starting your application takes 30 seconds. Or just shoot Jordan a text and we'll go from there.